Call reports 2006
SOUTHWEST CAPITAL BANK, NATIONAL ASSOCIATION — 2006
What SOUTHWEST CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 36,032,000 | 45,545,000 |
| Total loans | 336,000 | 5,823,000 |
| Allowance for loan losses | 5,000 | 83,000 |
| Securities available for sale | 1,974,000 | 6,931,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 16,234,000 | 26,147,000 |
| Interest-bearing deposits | 4,055,000 | 15,283,000 |
| Noninterest-bearing deposits | 12,179,000 | 10,864,000 |
| Equity capital | 19,753,000 | 19,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 317,000 | 819,000 |
| Interest expense | 26,000 | 111,000 |
| Net interest income | 291,000 | 708,000 |
| Noninterest income | 1,000 | 12,000 |
| Noninterest expense | 585,000 | 2,041,000 |
| Provision for loan losses | 5,000 | 83,000 |
| Pretax income | -298,000 | -1,404,000 |
| Income tax | 0 | 0 |
| Net income | -298,000 | -1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 19,753,000 | 19,319,000 |
| Total capital | 19,758,000 | 19,402,000 |
| Risk-weighted assets | 8,457,000 | 13,889,000 |