Call reports 2025
BANK OF NEW MADRID — 2025
What BANK OF NEW MADRID reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 126,532,000 | 118,460,000 | 117,815,000 | 118,470,000 |
| Total loans | 60,757,000 | 62,289,000 | 65,855,000 | 64,013,000 |
| Allowance for loan losses | 889,000 | 891,000 | 889,000 | 891,000 |
| Securities available for sale | 43,986,000 | 42,434,000 | 45,835,000 | 47,017,000 |
| Securities held to maturity | 40,000 | 40,000 | 40,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,972,000 | 103,138,000 | 95,644,000 | 101,708,000 |
| Interest-bearing deposits | 80,832,000 | 75,663,000 | 68,594,000 | 74,087,000 |
| Noninterest-bearing deposits | 30,140,000 | 27,475,000 | 27,050,000 | 27,621,000 |
| Equity capital | 15,019,000 | 14,994,000 | 15,769,000 | 16,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,113,000 | 4,636,000 | 6,153,000 |
| Interest expense | 411,000 | 793,000 | 1,147,000 | 1,496,000 |
| Net interest income | 1,143,000 | 2,320,000 | 3,489,000 | 4,657,000 |
| Noninterest income | 133,000 | 280,000 | 420,000 | 556,000 |
| Noninterest expense | 749,000 | 1,492,000 | 2,288,000 | 3,088,000 |
| Provision for loan losses | 5,000 | 6,000 | 7,000 | 7,000 |
| Pretax income | 522,000 | 1,102,000 | 1,614,000 | 2,118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 522,000 | 1,102,000 | 1,614,000 | 2,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,874,000 | 15,905,000 | 16,142,000 | 16,646,000 |