Call reports 2024
BANK OF NEW MADRID — 2024
What BANK OF NEW MADRID reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 123,249,000 | 116,850,000 | 114,356,000 | 120,855,000 |
| Total loans | 57,928,000 | 61,034,000 | 61,464,000 | 63,115,000 |
| Allowance for loan losses | 894,000 | 893,000 | 881,000 | 883,000 |
| Securities available for sale | 36,111,000 | 33,741,000 | 40,185,000 | 43,401,000 |
| Securities held to maturity | 59,000 | 59,000 | 59,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,081,000 | 102,728,000 | 99,212,000 | 105,750,000 |
| Interest-bearing deposits | 80,312,000 | 76,786,000 | 71,173,000 | 78,689,000 |
| Noninterest-bearing deposits | 28,769,000 | 25,942,000 | 28,039,000 | 27,061,000 |
| Equity capital | 13,937,000 | 13,815,000 | 14,777,000 | 14,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 2,894,000 | 4,347,000 | 5,762,000 |
| Interest expense | 399,000 | 807,000 | 1,186,000 | 1,541,000 |
| Net interest income | 1,026,000 | 2,087,000 | 3,161,000 | 4,221,000 |
| Noninterest income | 149,000 | 292,000 | 434,000 | 589,000 |
| Noninterest expense | 721,000 | 1,461,000 | 2,227,000 | 2,989,000 |
| Provision for loan losses | 1,000 | 0 | 2,000 | 3,000 |
| Pretax income | 453,000 | 918,000 | 1,366,000 | 1,818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 453,000 | 918,000 | 1,366,000 | 1,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,904,000 | 14,963,000 | 15,211,000 | 15,664,000 |