Call reports 2023
BANK OF NEW MADRID — 2023
What BANK OF NEW MADRID reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 125,890,000 | 114,375,000 | 105,870,000 | 115,489,000 |
| Total loans | 56,946,000 | 59,557,000 | 62,789,000 | 62,866,000 |
| Allowance for loan losses | 884,000 | 894,000 | 891,000 | 893,000 |
| Securities available for sale | 41,884,000 | 40,188,000 | 36,448,000 | 41,017,000 |
| Securities held to maturity | 77,000 | 77,000 | 77,000 | 59,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,640,000 | 101,293,000 | 93,122,000 | 101,494,000 |
| Interest-bearing deposits | 76,918,000 | 72,150,000 | 66,069,000 | 72,687,000 |
| Noninterest-bearing deposits | 35,722,000 | 29,143,000 | 27,053,000 | 28,807,000 |
| Equity capital | 13,063,000 | 12,821,000 | 12,401,000 | 13,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 2,556,000 | 3,782,000 | 4,998,000 |
| Interest expense | 195,000 | 490,000 | 793,000 | 1,085,000 |
| Net interest income | 1,092,000 | 2,066,000 | 2,989,000 | 3,913,000 |
| Noninterest income | 151,000 | 298,000 | 449,000 | 596,000 |
| Noninterest expense | 720,000 | 1,428,000 | 2,178,000 | 2,900,000 |
| Provision for loan losses | 9,000 | 20,000 | 18,000 | 22,000 |
| Pretax income | 514,000 | 916,000 | 1,242,000 | 1,587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 514,000 | 916,000 | 1,242,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,103,000 | 14,204,000 | 14,330,000 | 14,676,000 |
| Total capital | 14,987,000 | 15,098,000 | — | 15,569,000 |
| Risk-weighted assets | 71,317,000 | 71,735,000 | — | 80,194,000 |