Call reports 2022
BANK OF NEW MADRID — 2022
What BANK OF NEW MADRID reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 126,857,000 | 116,973,000 | 113,857,000 | 123,049,000 |
| Total loans | 51,624,000 | 55,614,000 | 57,991,000 | 57,681,000 |
| Allowance for loan losses | 883,000 | 882,000 | 876,000 | 874,000 |
| Securities available for sale | 44,221,000 | 40,137,000 | 40,546,000 | 41,536,000 |
| Securities held to maturity | 94,000 | 94,000 | 94,000 | 77,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,420,000 | 104,956,000 | 102,483,000 | 110,723,000 |
| Interest-bearing deposits | 81,462,000 | 76,101,000 | 71,024,000 | 77,564,000 |
| Noninterest-bearing deposits | 32,958,000 | 28,855,000 | 31,459,000 | 33,159,000 |
| Equity capital | 12,292,000 | 11,829,000 | 11,123,000 | 12,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,785,000 | 2,801,000 | 3,904,000 |
| Interest expense | 39,000 | 79,000 | 127,000 | 185,000 |
| Net interest income | 820,000 | 1,706,000 | 2,674,000 | 3,719,000 |
| Noninterest income | 160,000 | 306,000 | 467,000 | 622,000 |
| Noninterest expense | 692,000 | 1,360,000 | 2,072,000 | 2,775,000 |
| Provision for loan losses | 9,000 | 9,000 | 10,000 | 13,000 |
| Pretax income | 279,000 | 643,000 | 1,059,000 | 1,553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 643,000 | 1,059,000 | 1,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,958,000 | 13,017,000 | 13,283,000 | 13,739,000 |
| Total capital | — | — | — | 14,613,000 |
| Risk-weighted assets | — | — | — | 75,611,000 |