Call reports 2021
BANK OF NEW MADRID — 2021
What BANK OF NEW MADRID reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 121,810,000 | 123,665,000 | 115,255,000 | 130,753,000 |
| Total loans | 51,007,000 | 51,132,000 | 55,591,000 | 50,962,000 |
| Allowance for loan losses | 781,000 | 813,000 | 844,000 | 876,000 |
| Securities available for sale | 38,256,000 | 38,608,000 | 38,571,000 | 41,783,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,619,000 | 110,456,000 | 101,884,000 | 117,443,000 |
| Interest-bearing deposits | 77,396,000 | 77,348,000 | 71,036,000 | 81,321,000 |
| Noninterest-bearing deposits | 31,223,000 | 33,108,000 | 30,848,000 | 36,122,000 |
| Equity capital | 13,078,000 | 13,035,000 | 13,118,000 | 13,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 1,966,000 | 2,889,000 | 3,784,000 |
| Interest expense | 64,000 | 116,000 | 161,000 | 204,000 |
| Net interest income | 948,000 | 1,850,000 | 2,728,000 | 3,580,000 |
| Noninterest income | 154,000 | 304,000 | 474,000 | 617,000 |
| Noninterest expense | 660,000 | 1,358,000 | 2,063,000 | 2,757,000 |
| Provision for loan losses | 31,000 | 64,000 | 96,000 | 129,000 |
| Pretax income | 411,000 | 732,000 | 1,043,000 | 1,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 411,000 | 732,000 | 1,043,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,579,000 | 12,500,000 | 12,612,000 | 12,879,000 |
| Total capital | 13,360,000 | — | — | — |
| Risk-weighted assets | 76,895,000 | — | — | — |