Call reports 2020
BANK OF NEW MADRID — 2020
What BANK OF NEW MADRID reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 101,201,000 | 104,771,000 | 108,407,000 | 120,398,000 |
| Total loans | 49,690,000 | 50,971,000 | 54,020,000 | 54,446,000 |
| Allowance for loan losses | 659,000 | 686,000 | 718,000 | 750,000 |
| Securities available for sale | 34,356,000 | 36,508,000 | 36,406,000 | 38,790,000 |
| Securities held to maturity | 365,000 | 365,000 | 365,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,588,000 | 91,783,000 | 95,287,000 | 107,231,000 |
| Interest-bearing deposits | 64,220,000 | 65,229,000 | 69,698,000 | 77,835,000 |
| Noninterest-bearing deposits | 25,368,000 | 26,554,000 | 25,589,000 | 29,396,000 |
| Equity capital | 11,461,000 | 12,781,000 | 12,856,000 | 13,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,083,000 | 3,064,000 | 4,030,000 |
| Interest expense | 164,000 | 304,000 | 433,000 | 540,000 |
| Net interest income | 892,000 | 1,779,000 | 2,631,000 | 3,490,000 |
| Noninterest income | 138,000 | 285,000 | 432,000 | 575,000 |
| Noninterest expense | 677,000 | 1,335,000 | 2,032,000 | 2,697,000 |
| Provision for loan losses | 35,000 | 69,000 | 102,000 | 134,000 |
| Pretax income | 318,000 | 660,000 | 938,000 | 1,246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 660,000 | 938,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,095,000 | 11,988,000 | 12,066,000 | 12,368,000 |