Call reports 2019
BANK OF NEW MADRID — 2019
What BANK OF NEW MADRID reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 102,407,000 | 96,539,000 | 98,635,000 | 100,531,000 |
| Total loans | 48,704,000 | 50,733,000 | 55,936,000 | 53,935,000 |
| Allowance for loan losses | 508,000 | 547,000 | 590,000 | 629,000 |
| Securities available for sale | 37,396,000 | 36,907,000 | 36,163,000 | 34,196,000 |
| Securities held to maturity | 379,000 | 379,000 | 379,000 | 365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,287,000 | 84,307,000 | 78,613,000 | 87,858,000 |
| Interest-bearing deposits | 65,338,000 | 61,778,000 | 58,463,000 | 63,570,000 |
| Noninterest-bearing deposits | 24,949,000 | 22,529,000 | 20,150,000 | 24,288,000 |
| Equity capital | 11,990,000 | 12,047,000 | 12,289,000 | 12,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,149,000 | 3,225,000 | 4,296,000 |
| Interest expense | 116,000 | 262,000 | 407,000 | 558,000 |
| Net interest income | 957,000 | 1,887,000 | 2,818,000 | 3,738,000 |
| Noninterest income | 132,000 | 276,000 | 434,000 | 587,000 |
| Noninterest expense | 614,000 | 1,218,000 | 1,820,000 | 2,540,000 |
| Provision for loan losses | 36,000 | 75,000 | 114,000 | 152,000 |
| Pretax income | 439,000 | 870,000 | 1,318,000 | 1,633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 439,000 | 870,000 | 1,318,000 | 1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,684,000 | 11,564,000 | 11,738,000 | 12,052,000 |
| Total capital | 12,192,000 | 12,594,000 | 12,328,000 | 12,681,000 |
| Risk-weighted assets | 80,700,000 | 80,403,000 | 82,352,000 | 80,864,000 |