Call reports 2018
BANK OF NEW MADRID — 2018
What BANK OF NEW MADRID reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 101,557,000 | 95,692,000 | 95,528,000 | 97,354,000 |
| Total loans | 48,223,000 | 50,526,000 | 52,559,000 | 51,418,000 |
| Allowance for loan losses | 386,000 | 423,000 | 454,000 | 474,000 |
| Securities available for sale | 37,577,000 | 37,220,000 | 36,204,000 | 35,696,000 |
| Securities held to maturity | 393,000 | 393,000 | 393,000 | 379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,159,000 | 84,417,000 | 79,247,000 | 85,692,000 |
| Interest-bearing deposits | 58,608,000 | 54,930,000 | 51,501,000 | 63,423,000 |
| Noninterest-bearing deposits | 31,551,000 | 29,487,000 | 27,746,000 | 22,269,000 |
| Equity capital | 11,280,000 | 11,108,000 | 11,063,000 | 11,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,026,000 | 3,075,000 | 4,137,000 |
| Interest expense | 80,000 | 168,000 | 263,000 | 368,000 |
| Net interest income | 918,000 | 1,858,000 | 2,812,000 | 3,769,000 |
| Noninterest income | 136,000 | 262,000 | 389,000 | 518,000 |
| Noninterest expense | 650,000 | 1,283,000 | 1,924,000 | 2,636,000 |
| Provision for loan losses | 13,000 | 69,000 | 110,000 | 145,000 |
| Pretax income | 391,000 | 768,000 | 1,167,000 | 1,506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 391,000 | 768,000 | 1,167,000 | 1,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,234,000 | 11,061,000 | 11,185,000 | 11,524,000 |
| Total capital | 11,620,000 | 11,484,000 | 11,639,000 | 11,998,000 |
| Risk-weighted assets | 77,625,000 | 79,055,000 | 79,945,000 | 79,701,000 |