Call reports 2017
BANK OF NEW MADRID — 2017
What BANK OF NEW MADRID reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 100,816,000 | 94,962,000 | 93,018,000 | 100,300,000 |
| Total loans | 44,893,000 | 45,474,000 | 47,759,000 | 46,991,000 |
| Allowance for loan losses | 367,000 | 418,000 | 388,000 | 388,000 |
| Securities available for sale | 35,654,000 | 37,709,000 | 37,527,000 | 36,829,000 |
| Securities held to maturity | 1,451,000 | 406,000 | 406,000 | 393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,301,000 | 81,895,000 | 80,608,000 | 89,012,000 |
| Interest-bearing deposits | 56,844,000 | 53,519,000 | 48,927,000 | 56,341,000 |
| Noninterest-bearing deposits | 31,457,000 | 28,376,000 | 31,681,000 | 32,671,000 |
| Equity capital | 10,404,000 | 10,904,000 | 11,193,000 | 11,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,953,000 | 2,944,000 | 3,936,000 |
| Interest expense | 71,000 | 161,000 | 244,000 | 307,000 |
| Net interest income | 916,000 | 1,792,000 | 2,700,000 | 3,629,000 |
| Noninterest income | 125,000 | 249,000 | 378,000 | 498,000 |
| Noninterest expense | 658,000 | 1,329,000 | 1,971,000 | 2,627,000 |
| Provision for loan losses | 6,000 | 66,000 | 79,000 | 91,000 |
| Pretax income | 377,000 | 646,000 | 1,028,000 | 1,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 377,000 | 646,000 | 1,028,000 | 1,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,049,000 | 10,211,000 | 10,540,000 | 10,896,000 |
| Total capital | 10,416,000 | 10,629,000 | 10,928,000 | 11,284,000 |
| Risk-weighted assets | 72,959,000 | 73,749,000 | 75,318,000 | 74,836,000 |