Call reports 2016
BANK OF NEW MADRID — 2016
What BANK OF NEW MADRID reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,102,000 | 89,835,000 | 91,242,000 | 98,204,000 |
| Total loans | 41,420,000 | 43,954,000 | 47,276,000 | 48,718,000 |
| Allowance for loan losses | 372,000 | 375,000 | 370,000 | 362,000 |
| Securities available for sale | 38,930,000 | 36,803,000 | 35,571,000 | 34,656,000 |
| Securities held to maturity | 1,451,000 | 1,451,000 | 1,451,000 | 1,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,457,000 | 76,596,000 | 77,781,000 | 85,304,000 |
| Interest-bearing deposits | 52,560,000 | 50,915,000 | 47,447,000 | 53,187,000 |
| Noninterest-bearing deposits | 27,897,000 | 25,681,000 | 30,334,000 | 32,117,000 |
| Equity capital | 10,512,000 | 11,052,000 | 11,238,000 | 10,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,879,000 | 2,858,000 | 3,837,000 |
| Interest expense | 63,000 | 133,000 | 201,000 | 263,000 |
| Net interest income | 872,000 | 1,746,000 | 2,657,000 | 3,574,000 |
| Noninterest income | 134,000 | 260,000 | 389,000 | 543,000 |
| Noninterest expense | 680,000 | 1,330,000 | 1,990,000 | 2,698,000 |
| Provision for loan losses | 5,000 | 11,000 | 17,000 | 24,000 |
| Pretax income | 332,000 | 689,000 | 1,090,000 | 1,446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 332,000 | 689,000 | 1,090,000 | 1,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,685,000 | 10,010,000 | 10,377,000 | 10,702,000 |
| Total capital | 10,057,000 | 10,385,000 | 10,747,000 | 11,064,000 |
| Risk-weighted assets | 74,499,000 | 72,746,000 | 76,603,000 | 75,961,000 |