Call reports 2015
BANK OF NEW MADRID — 2015
What BANK OF NEW MADRID reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 101,165,000 | 94,932,000 | 89,824,000 | 96,215,000 |
| Total loans | 38,170,000 | 40,377,000 | 42,019,000 | 41,673,000 |
| Allowance for loan losses | 351,000 | 350,000 | 348,000 | 368,000 |
| Securities available for sale | 39,086,000 | 41,545,000 | 41,171,000 | 38,437,000 |
| Securities held to maturity | 1,451,000 | 1,451,000 | 1,451,000 | 1,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,010,000 | 82,933,000 | 71,496,000 | 83,039,000 |
| Interest-bearing deposits | 60,332,000 | 54,176,000 | 47,532,000 | 53,141,000 |
| Noninterest-bearing deposits | 28,678,000 | 28,757,000 | 23,964,000 | 29,898,000 |
| Equity capital | 10,025,000 | 9,806,000 | 10,428,000 | 11,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,881,000 | 2,863,000 | 3,815,000 |
| Interest expense | 91,000 | 177,000 | 240,000 | 300,000 |
| Net interest income | 845,000 | 1,704,000 | 2,623,000 | 3,515,000 |
| Noninterest income | 123,000 | 242,000 | 370,000 | 600,000 |
| Noninterest expense | 777,000 | 1,452,000 | 2,130,000 | 2,709,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 195,000 | 498,000 | 867,000 | 1,389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 498,000 | 867,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,160,000 | 9,427,000 | 9,831,000 | 10,353,000 |
| Total capital | 9,511,000 | 9,777,000 | 10,179,000 | 10,721,000 |
| Risk-weighted assets | 75,008,000 | 72,136,000 | 70,958,000 | 70,742,000 |