Call reports 2014
BANK OF NEW MADRID — 2014
What BANK OF NEW MADRID reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,446,000 | 93,490,000 | 90,630,000 | 98,685,000 |
| Total loans | 33,711,000 | 36,258,000 | 40,347,000 | 40,547,000 |
| Allowance for loan losses | 358,000 | 353,000 | 356,000 | 354,000 |
| Securities available for sale | 36,232,000 | 36,960,000 | 37,783,000 | 37,250,000 |
| Securities held to maturity | 1,451,000 | 1,451,000 | 1,451,000 | 1,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,705,000 | 82,167,000 | 78,787,000 | 86,931,000 |
| Interest-bearing deposits | 58,989,000 | 55,623,000 | 50,978,000 | 56,537,000 |
| Noninterest-bearing deposits | 27,716,000 | 26,544,000 | 27,809,000 | 30,394,000 |
| Equity capital | 8,581,000 | 9,111,000 | 9,577,000 | 9,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,813,000 | 2,766,000 | 3,731,000 |
| Interest expense | 87,000 | 179,000 | 268,000 | 355,000 |
| Net interest income | 827,000 | 1,634,000 | 2,498,000 | 3,376,000 |
| Noninterest income | 123,000 | 260,000 | 391,000 | 508,000 |
| Noninterest expense | 738,000 | 1,488,000 | 2,236,000 | 3,103,000 |
| Provision for loan losses | 0 | 12,000 | 12,000 | 12,000 |
| Pretax income | 212,000 | 394,000 | 648,000 | 808,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 394,000 | 648,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,428,000 | 8,610,000 | 8,864,000 | 8,964,000 |
| Total capital | 8,786,000 | 8,963,000 | 9,220,000 | 9,318,000 |
| Risk-weighted assets | 65,194,000 | 65,819,000 | 69,118,000 | 71,017,000 |