Call reports 2013
BANK OF NEW MADRID — 2013
What BANK OF NEW MADRID reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 92,308,000 | 86,986,000 | 88,202,000 | 94,624,000 |
| Total loans | 35,295,000 | 37,215,000 | 39,905,000 | 37,613,000 |
| Allowance for loan losses | 401,000 | 404,000 | 386,000 | 367,000 |
| Securities available for sale | 25,655,000 | 27,318,000 | 28,570,000 | 31,038,000 |
| Securities held to maturity | 1,451,000 | 1,451,000 | 1,451,000 | 1,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,967,000 | 77,383,000 | 78,002,000 | 84,561,000 |
| Interest-bearing deposits | 56,034,000 | 52,763,000 | 48,860,000 | 55,054,000 |
| Noninterest-bearing deposits | 25,933,000 | 24,620,000 | 29,142,000 | 29,507,000 |
| Equity capital | 8,151,000 | 7,366,000 | 7,855,000 | 8,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,758,000 | 2,706,000 | 3,638,000 |
| Interest expense | 90,000 | 182,000 | 267,000 | 348,000 |
| Net interest income | 777,000 | 1,576,000 | 2,439,000 | 3,290,000 |
| Noninterest income | 134,000 | 271,000 | 429,000 | 559,000 |
| Noninterest expense | 766,000 | 1,586,000 | 2,356,000 | 3,153,000 |
| Provision for loan losses | 0 | -40,000 | -38,000 | -38,000 |
| Pretax income | 145,000 | 301,000 | 550,000 | 734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 301,000 | 550,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,688,000 | 7,824,000 | 8,053,000 | 8,236,000 |
| Total capital | 8,089,000 | 8,228,000 | 8,439,000 | 8,603,000 |
| Risk-weighted assets | 48,657,000 | 62,512,000 | 64,062,000 | 65,831,000 |