Call reports 2012
BANK OF NEW MADRID — 2012
What BANK OF NEW MADRID reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,919,000 | 76,358,000 | 77,951,000 | 85,943,000 |
| Total loans | 37,507,000 | 38,220,000 | 40,672,000 | 38,982,000 |
| Allowance for loan losses | 405,000 | 415,000 | 405,000 | 404,000 |
| Securities available for sale | 23,377,000 | 24,318,000 | 24,146,000 | 25,678,000 |
| Securities held to maturity | 1,451,000 | 1,451,000 | 1,451,000 | 1,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,504,000 | 65,586,000 | 66,856,000 | 75,718,000 |
| Interest-bearing deposits | 50,378,000 | 45,967,000 | 45,472,000 | 52,155,000 |
| Noninterest-bearing deposits | 20,126,000 | 19,619,000 | 21,384,000 | 23,563,000 |
| Equity capital | 8,088,000 | 8,350,000 | 8,634,000 | 8,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,813,000 | 2,735,000 | 3,677,000 |
| Interest expense | 109,000 | 211,000 | 305,000 | 396,000 |
| Net interest income | 790,000 | 1,602,000 | 2,430,000 | 3,281,000 |
| Noninterest income | 116,000 | 258,000 | 398,000 | 537,000 |
| Noninterest expense | 733,000 | 1,470,000 | 2,234,000 | 2,967,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 173,000 | 435,000 | 639,000 | 896,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 435,000 | 639,000 | 896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,820,000 | 7,981,000 | 8,185,000 | 7,542,000 |
| Total capital | 8,225,000 | 8,396,000 | 8,590,000 | 7,946,000 |
| Risk-weighted assets | 58,711,000 | 55,273,000 | 59,111,000 | 60,716,000 |