Call reports 2011
BANK OF NEW MADRID — 2011
What BANK OF NEW MADRID reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,331,000 | 77,677,000 | 79,957,000 | 81,709,000 |
| Total loans | 40,616,000 | 42,266,000 | 45,206,000 | 43,042,000 |
| Allowance for loan losses | 573,000 | 399,000 | 402,000 | 404,000 |
| Securities available for sale | 22,378,000 | 17,607,000 | 19,112,000 | 21,159,000 |
| Securities held to maturity | 1,948,000 | 1,949,000 | 1,949,000 | 1,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,420,000 | 65,766,000 | 58,920,000 | 70,985,000 |
| Interest-bearing deposits | 48,712,000 | 45,954,000 | 41,634,000 | 48,545,000 |
| Noninterest-bearing deposits | 18,708,000 | 19,812,000 | 17,286,000 | 22,440,000 |
| Equity capital | 7,533,000 | 7,883,000 | 8,160,000 | 8,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,901,000 | 2,888,000 | 3,875,000 |
| Interest expense | 139,000 | 270,000 | 391,000 | 506,000 |
| Net interest income | 816,000 | 1,631,000 | 2,497,000 | 3,369,000 |
| Noninterest income | 124,000 | 237,000 | 364,000 | 481,000 |
| Noninterest expense | 713,000 | 1,418,000 | 2,201,000 | 2,924,000 |
| Provision for loan losses | 31,000 | 85,000 | 86,000 | 86,000 |
| Pretax income | 207,000 | 405,000 | 614,000 | 882,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 405,000 | 614,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,787,000 | 7,933,000 | 8,084,000 | 8,202,000 |
| Total capital | 8,360,000 | 8,332,000 | 8,486,000 | 8,606,000 |
| Risk-weighted assets | 53,015,000 | 54,857,000 | 59,872,000 | 52,987,000 |