Call reports 2010
BANK OF NEW MADRID — 2010
What BANK OF NEW MADRID reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 88,087,000 | 86,153,000 | 80,740,000 | 89,945,000 |
| Total loans | 41,673,000 | 44,075,000 | 47,207,000 | 43,604,000 |
| Allowance for loan losses | 558,000 | 561,000 | 521,000 | 591,000 |
| Securities available for sale | 14,687,000 | 15,922,000 | 15,073,000 | 20,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,219,000 | 69,958,000 | 61,099,000 | 78,723,000 |
| Interest-bearing deposits | 57,672,000 | 52,248,000 | 44,055,000 | 55,028,000 |
| Noninterest-bearing deposits | 19,547,000 | 17,710,000 | 17,044,000 | 23,695,000 |
| Equity capital | 7,199,000 | 7,381,000 | 7,753,000 | 7,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 1,984,000 | 3,022,000 | 4,065,000 |
| Interest expense | 173,000 | 343,000 | 508,000 | 655,000 |
| Net interest income | 811,000 | 1,641,000 | 2,514,000 | 3,410,000 |
| Noninterest income | 119,000 | 253,000 | 377,000 | 506,000 |
| Noninterest expense | 729,000 | 1,468,000 | 2,212,000 | 2,910,000 |
| Provision for loan losses | 36,000 | 138,000 | 180,000 | 301,000 |
| Pretax income | 173,000 | 296,000 | 509,000 | 716,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 296,000 | 509,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,689,000 | 7,811,000 | 8,025,000 | 8,080,000 |
| Total capital | 8,247,000 | 8,372,000 | 8,546,000 | 8,671,000 |
| Risk-weighted assets | 53,388,000 | 53,293,000 | 55,909,000 | 53,935,000 |