Call reports 2009
BANK OF NEW MADRID — 2009
What BANK OF NEW MADRID reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 81,159,000 | 78,906,000 | 80,012,000 | 87,661,000 |
| Total loans | 46,666,000 | 49,222,000 | 51,997,000 | 45,814,000 |
| Allowance for loan losses | 881,000 | 923,000 | 758,000 | 575,000 |
| Securities available for sale | 13,595,000 | 11,453,000 | 13,496,000 | 14,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,980,000 | 65,180,000 | 60,543,000 | 76,928,000 |
| Interest-bearing deposits | 55,779,000 | 50,904,000 | 46,651,000 | 57,740,000 |
| Noninterest-bearing deposits | 15,201,000 | 14,276,000 | 13,892,000 | 19,188,000 |
| Equity capital | 6,302,000 | 6,551,000 | 7,049,000 | 7,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,953,000 | 2,996,000 | 4,057,000 |
| Interest expense | 260,000 | 462,000 | 657,000 | 836,000 |
| Net interest income | 684,000 | 1,491,000 | 2,339,000 | 3,221,000 |
| Noninterest income | 119,000 | 258,000 | 387,000 | 511,000 |
| Noninterest expense | 713,000 | 1,393,000 | 2,107,000 | 2,855,000 |
| Provision for loan losses | 69,000 | 117,000 | 302,000 | 530,000 |
| Pretax income | 22,000 | 240,000 | 319,000 | 349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 240,000 | 319,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,351,000 | 7,548,000 | 7,606,000 | 7,634,000 |
| Total capital | 8,043,000 | 8,263,000 | 8,343,000 | 8,209,000 |
| Risk-weighted assets | 55,177,000 | 56,980,000 | 58,161,000 | 56,581,000 |