Call reports 2008
BANK OF NEW MADRID — 2008
What BANK OF NEW MADRID reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 81,361,000 | 78,831,000 | 79,255,000 | 85,547,000 |
| Total loans | 47,784,000 | 51,204,000 | 54,623,000 | 51,018,000 |
| Allowance for loan losses | 798,000 | 875,000 | 987,000 | 823,000 |
| Securities available for sale | 16,743,000 | 14,330,000 | 14,080,000 | 13,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,059,000 | 67,764,000 | 64,697,000 | 75,375,000 |
| Interest-bearing deposits | 57,614,000 | 54,563,000 | 52,850,000 | 58,650,000 |
| Noninterest-bearing deposits | 13,445,000 | 13,201,000 | 11,847,000 | 16,725,000 |
| Equity capital | 6,207,000 | 6,074,000 | 5,910,000 | 6,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,458,000 | 3,586,000 | 4,804,000 |
| Interest expense | 425,000 | 793,000 | 1,168,000 | 1,457,000 |
| Net interest income | 825,000 | 1,665,000 | 2,418,000 | 3,347,000 |
| Noninterest income | 133,000 | 265,000 | 420,000 | 565,000 |
| Noninterest expense | 717,000 | 1,470,000 | 2,149,000 | 2,828,000 |
| Provision for loan losses | 21,000 | 106,000 | 247,000 | 409,000 |
| Pretax income | 227,000 | 365,000 | 453,000 | 686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 227,000 | 365,000 | 453,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,225,000 | 7,313,000 | 7,346,000 | 7,578,000 |
| Total capital | 7,897,000 | 8,059,000 | 8,084,000 | 8,330,000 |
| Risk-weighted assets | 53,657,000 | 59,492,000 | 58,747,000 | 60,096,000 |