Call reports 2007
BANK OF NEW MADRID — 2007
What BANK OF NEW MADRID reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 85,642,000 | 81,109,000 | 81,460,000 | 82,294,000 |
| Total loans | 48,859,000 | 49,287,000 | 49,641,000 | 49,471,000 |
| Allowance for loan losses | 712,000 | 755,000 | 781,000 | 779,000 |
| Securities available for sale | 29,245,000 | 26,952,000 | 26,684,000 | 24,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,002,000 | 71,323,000 | 64,847,000 | 71,674,000 |
| Interest-bearing deposits | 63,724,000 | 57,933,000 | 51,518,000 | 57,852,000 |
| Noninterest-bearing deposits | 12,278,000 | 13,390,000 | 13,329,000 | 13,822,000 |
| Equity capital | 6,723,000 | 6,369,000 | 6,945,000 | 6,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,436,000 | 2,830,000 | 4,200,000 | 5,544,000 |
| Interest expense | 594,000 | 1,201,000 | 1,791,000 | 2,305,000 |
| Net interest income | 842,000 | 1,629,000 | 2,409,000 | 3,239,000 |
| Noninterest income | 134,000 | 269,000 | 393,000 | 532,000 |
| Noninterest expense | 640,000 | 1,244,000 | 1,855,000 | 2,549,000 |
| Provision for loan losses | 109,000 | 145,000 | 185,000 | 199,000 |
| Pretax income | 227,000 | 509,000 | 762,000 | 1,023,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 227,000 | 509,000 | 762,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,992,000 | 7,204,000 | 7,386,000 | 7,648,000 |
| Total capital | 7,690,000 | 7,896,000 | 8,083,000 | 8,342,000 |
| Risk-weighted assets | 55,743,000 | 59,269,000 | 55,663,000 | 55,412,000 |