Call reports 2006
BANK OF NEW MADRID — 2006
What BANK OF NEW MADRID reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 74,276,000 | 75,107,000 | 78,860,000 | 83,481,000 |
| Total loans | 45,709,000 | 46,381,000 | 48,831,000 | 47,866,000 |
| Allowance for loan losses | 695,000 | 706,000 | 705,000 | 636,000 |
| Securities available for sale | 24,291,000 | 23,972,000 | 25,412,000 | 25,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,115,000 | 58,851,000 | 56,054,000 | 73,809,000 |
| Interest-bearing deposits | 49,700,000 | 47,153,000 | 45,232,000 | 60,860,000 |
| Noninterest-bearing deposits | 12,416,000 | 11,698,000 | 10,822,000 | 12,948,000 |
| Equity capital | 6,084,000 | 5,736,000 | 6,560,000 | 6,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,458,000 | 3,734,000 | 5,094,000 |
| Interest expense | 398,000 | 843,000 | 1,390,000 | 1,963,000 |
| Net interest income | 832,000 | 1,615,000 | 2,344,000 | 3,131,000 |
| Noninterest income | 113,000 | 217,000 | 341,000 | 483,000 |
| Noninterest expense | 642,000 | 1,340,000 | 2,083,000 | 2,885,000 |
| Provision for loan losses | -59,000 | -81,000 | -81,000 | -156,000 |
| Pretax income | 362,000 | 573,000 | 683,000 | 885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 573,000 | 683,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,827,000 | 6,969,000 | 7,009,000 | 7,211,000 |
| Total capital | 7,471,000 | 7,628,000 | 7,702,000 | 7,873,000 |
| Risk-weighted assets | 51,381,000 | 52,602,000 | 55,347,000 | 54,007,000 |