Call reports 2005
BANK OF NEW MADRID — 2005
What BANK OF NEW MADRID reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 82,317,000 | 79,931,000 | 78,681,000 | 76,653,000 |
| Total loans | 47,131,000 | 51,139,000 | 50,488,000 | 48,749,000 |
| Allowance for loan losses | 504,000 | 512,000 | 773,000 | 831,000 |
| Securities available for sale | 29,922,000 | 23,458,000 | 22,625,000 | 22,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,341,000 | 58,936,000 | 56,019,000 | 60,133,000 |
| Interest-bearing deposits | 51,623,000 | 47,312,000 | 44,017,000 | 46,837,000 |
| Noninterest-bearing deposits | 12,718,000 | 11,624,000 | 12,003,000 | 13,296,000 |
| Equity capital | 6,450,000 | 7,141,000 | 6,426,000 | 6,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,453,000 | 3,745,000 | 5,020,000 |
| Interest expense | 325,000 | 704,000 | 1,118,000 | 1,538,000 |
| Net interest income | 868,000 | 1,749,000 | 2,627,000 | 3,482,000 |
| Noninterest income | 125,000 | 236,000 | 353,000 | 470,000 |
| Noninterest expense | 754,000 | 1,445,000 | 2,484,000 | 3,239,000 |
| Provision for loan losses | 0 | 10,000 | 274,000 | 337,000 |
| Pretax income | 280,000 | 583,000 | 275,000 | 429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 583,000 | 275,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,011,000 | 7,144,000 | 6,750,000 | 6,904,000 |
| Total capital | 7,515,000 | 7,656,000 | 7,471,000 | 7,599,000 |
| Risk-weighted assets | 53,350,000 | 57,444,000 | 57,348,000 | 55,298,000 |