Call reports 2004
BANK OF NEW MADRID — 2004
What BANK OF NEW MADRID reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 81,627,000 | 74,723,000 | 74,709,000 | 76,563,000 |
| Total loans | 44,411,000 | 46,608,000 | 46,834,000 | 46,495,000 |
| Allowance for loan losses | 503,000 | 523,000 | 499,000 | 514,000 |
| Securities available for sale | 20,701,000 | 22,578,000 | 19,308,000 | 24,760,000 |
| Securities held to maturity | 3,938,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,988,000 | 64,295,000 | 63,446,000 | 64,073,000 |
| Interest-bearing deposits | 58,763,000 | 52,993,000 | 51,262,000 | 50,208,000 |
| Noninterest-bearing deposits | 11,225,000 | 11,302,000 | 12,185,000 | 13,865,000 |
| Equity capital | 6,794,000 | 6,200,000 | 6,972,000 | 7,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,151,000 | 2,265,000 | 3,378,000 | 4,544,000 |
| Interest expense | 285,000 | 576,000 | 863,000 | 1,136,000 |
| Net interest income | 866,000 | 1,689,000 | 2,515,000 | 3,408,000 |
| Noninterest income | 140,000 | 263,000 | 387,000 | 502,000 |
| Noninterest expense | 693,000 | 1,415,000 | 2,141,000 | 2,891,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 70,000 |
| Pretax income | 303,000 | 517,000 | 801,000 | 1,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 303,000 | 517,000 | 801,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,767,000 | 6,853,000 | 7,074,000 | 7,293,000 |
| Total capital | 7,270,000 | 7,376,000 | 7,573,000 | 7,807,000 |
| Risk-weighted assets | 54,543,000 | 53,226,000 | 56,649,000 | 52,266,000 |