Call reports 2003
BANK OF NEW MADRID — 2003
What BANK OF NEW MADRID reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 86,040,000 | 80,939,000 | 84,663,000 | 81,534,000 |
| Total loans | 52,841,000 | 50,618,000 | 50,592,000 | 50,146,000 |
| Allowance for loan losses | 503,000 | 552,000 | 544,000 | 540,000 |
| Securities available for sale | 25,547,000 | 22,535,000 | 24,270,000 | 21,329,000 |
| Securities held to maturity | 1,433,000 | 1,608,000 | 2,822,000 | 3,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,180,000 | 62,501,000 | 56,180,000 | 62,898,000 |
| Interest-bearing deposits | 56,084,000 | 51,329,000 | 46,612,000 | 50,275,000 |
| Noninterest-bearing deposits | 11,096,000 | 11,172,000 | 9,568,000 | 12,623,000 |
| Equity capital | 6,943,000 | 7,185,000 | 6,867,000 | 6,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,476,000 | 3,732,000 | 4,952,000 |
| Interest expense | 348,000 | 713,000 | 1,074,000 | 1,416,000 |
| Net interest income | 863,000 | 1,763,000 | 2,658,000 | 3,536,000 |
| Noninterest income | 140,000 | 274,000 | 418,000 | 550,000 |
| Noninterest expense | 722,000 | 1,417,000 | 2,140,000 | 2,860,000 |
| Provision for loan losses | 0 | 95,000 | 105,000 | 190,000 |
| Pretax income | 281,000 | 525,000 | 831,000 | 1,049,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 281,000 | 525,000 | 831,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,999,000 | 6,943,000 | 7,099,000 | 7,162,000 |
| Total capital | 7,502,000 | 7,495,000 | 7,643,000 | 7,702,000 |
| Risk-weighted assets | 56,151,000 | 55,095,000 | 55,682,000 | 55,062,000 |