Call reports 2002
BANK OF NEW MADRID — 2002
What BANK OF NEW MADRID reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 78,488,000 | 81,668,000 | 75,460,000 | 78,688,000 |
| Total loans | 48,888,000 | 52,541,000 | 55,162,000 | 53,836,000 |
| Allowance for loan losses | 574,000 | 561,000 | 549,000 | 571,000 |
| Securities available for sale | 23,166,000 | 22,527,000 | 13,556,000 | 16,257,000 |
| Securities held to maturity | 440,000 | 760,000 | 1,084,000 | 1,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,466,000 | 61,374,000 | 58,794,000 | 63,028,000 |
| Interest-bearing deposits | 54,561,000 | 51,075,000 | 48,922,000 | 51,195,000 |
| Noninterest-bearing deposits | 11,905,000 | 10,298,000 | 9,871,000 | 11,833,000 |
| Equity capital | 7,178,000 | 7,839,000 | 8,065,000 | 8,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,655,000 | 4,046,000 | 5,287,000 |
| Interest expense | 494,000 | 935,000 | 1,390,000 | 1,806,000 |
| Net interest income | 800,000 | 1,720,000 | 2,656,000 | 3,481,000 |
| Noninterest income | 137,000 | 279,000 | 427,000 | 582,000 |
| Noninterest expense | 646,000 | 1,412,000 | 2,183,000 | 3,061,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 40,000 |
| Pretax income | 353,000 | 660,000 | 1,217,000 | 1,289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 353,000 | 660,000 | 1,217,000 | 1,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,242,000 | 7,393,000 | 7,873,000 | 7,819,000 |
| Total capital | 7,816,000 | 7,954,000 | 8,423,000 | 8,390,000 |
| Risk-weighted assets | 53,012,000 | 56,946,000 | 57,376,000 | 55,858,000 |