Call reports 2006
OLD FARMERS & MERCHANTS STATE BANK — 2006
What OLD FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 44,553,000 | 45,468,000 |
| Total loans | 24,191,000 | 24,745,000 |
| Allowance for loan losses | 202,000 | 200,000 |
| Securities available for sale | 14,073,000 | 14,486,000 |
| Securities held to maturity | 40,000 | 40,000 |
| Trading assets | 0 | 0 |
| Total deposits | 37,406,000 | 38,592,000 |
| Interest-bearing deposits | 31,560,000 | 33,225,000 |
| Noninterest-bearing deposits | 5,846,000 | 5,367,000 |
| Equity capital | 6,785,000 | 6,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 538,000 | 1,097,000 |
| Interest expense | 212,000 | 452,000 |
| Net interest income | 326,000 | 645,000 |
| Noninterest income | 40,000 | 91,000 |
| Noninterest expense | 282,000 | 567,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 78,000 | 163,000 |
| Income tax | 0 | 0 |
| Net income | 78,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 3,389,000 | 3,511,000 |
| Total capital | 3,591,000 | 3,711,000 |
| Risk-weighted assets | 25,438,000 | 26,413,000 |