Call reports 2002
OLD FARMERS & MERCHANTS STATE BANK — 2002
What OLD FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,935,000 | 34,112,000 | 35,773,000 | 37,110,000 |
| Total loans | 20,217,000 | 20,209,000 | 20,392,000 | 20,064,000 |
| Allowance for loan losses | 171,000 | 190,000 | 209,000 | 206,000 |
| Securities available for sale | 9,194,000 | 9,815,000 | 9,348,000 | 10,307,000 |
| Securities held to maturity | 329,000 | 329,000 | 329,000 | 329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,308,000 | 31,294,000 | 32,798,000 | 34,115,000 |
| Interest-bearing deposits | 28,100,000 | 27,016,000 | 28,545,000 | 29,071,000 |
| Noninterest-bearing deposits | 4,208,000 | 4,278,000 | 4,253,000 | 5,044,000 |
| Equity capital | 2,419,000 | 2,628,000 | 2,765,000 | 2,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 527,000 | 1,041,000 | 1,548,000 | 2,047,000 |
| Interest expense | 213,000 | 413,000 | 605,000 | 790,000 |
| Net interest income | 314,000 | 628,000 | 943,000 | 1,257,000 |
| Noninterest income | 40,000 | 84,000 | 130,000 | 173,000 |
| Noninterest expense | 226,000 | 453,000 | 679,000 | 907,000 |
| Provision for loan losses | 15,000 | 35,000 | 75,000 | 105,000 |
| Pretax income | 113,000 | 253,000 | 348,000 | 447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 253,000 | 348,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,430,000 | 2,504,000 | 2,563,000 | 2,610,000 |
| Total capital | 2,601,000 | 2,694,000 | 2,772,000 | 2,816,000 |
| Risk-weighted assets | 20,816,000 | 21,042,000 | 21,554,000 | 21,453,000 |