Call reports 2001
OLD FARMERS & MERCHANTS STATE BANK — 2001
What OLD FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,256,000 | 31,328,000 | 33,352,000 | 35,415,000 |
| Total loans | 19,925,000 | 20,627,000 | 21,184,000 | 21,471,000 |
| Allowance for loan losses | 137,000 | 139,000 | 161,000 | 160,000 |
| Securities available for sale | 7,305,000 | 7,414,000 | 8,030,000 | 7,820,000 |
| Securities held to maturity | 409,000 | 409,000 | 409,000 | 329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,807,000 | 28,672,000 | 30,647,000 | 32,749,000 |
| Interest-bearing deposits | 24,935,000 | 25,400,000 | 27,245,000 | 28,357,000 |
| Noninterest-bearing deposits | 3,872,000 | 3,272,000 | 3,402,000 | 4,392,000 |
| Equity capital | 2,219,000 | 2,306,000 | 2,430,000 | 2,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,094,000 | 1,661,000 | 2,225,000 |
| Interest expense | 277,000 | 550,000 | 829,000 | 1,083,000 |
| Net interest income | 265,000 | 544,000 | 832,000 | 1,142,000 |
| Noninterest income | 34,000 | 67,000 | 104,000 | 152,000 |
| Noninterest expense | 213,000 | 421,000 | 639,000 | 862,000 |
| Provision for loan losses | 3,000 | 6,000 | 33,000 | 63,000 |
| Pretax income | 85,000 | 186,000 | 266,000 | 387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 186,000 | 266,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,135,000 | 2,225,000 | 2,279,000 | 2,365,000 |
| Total capital | 2,272,000 | 2,364,000 | 2,440,000 | 2,525,000 |
| Risk-weighted assets | 21,573,000 | 20,447,000 | 21,554,000 | 21,855,000 |