Call reports 2025
PROGRESSIVE NATIONAL BANK — 2025
What PROGRESSIVE NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 117,604,000 | 117,367,000 | 120,071,000 | 121,253,000 |
| Total loans | 85,028,000 | 83,389,000 | 83,945,000 | 82,698,000 |
| Allowance for loan losses | 646,000 | 521,000 | 713,000 | 725,000 |
| Securities available for sale | 10,714,000 | 10,466,000 | 11,743,000 | 12,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,759,000 | 104,129,000 | 106,310,000 | 108,542,000 |
| Interest-bearing deposits | 67,712,000 | 67,627,000 | 68,002,000 | 68,879,000 |
| Noninterest-bearing deposits | 37,047,000 | 36,502,000 | 38,308,000 | 39,663,000 |
| Equity capital | 12,443,000 | 12,710,000 | 13,060,000 | 12,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,235,000 | 4,921,000 | 6,664,000 |
| Interest expense | 445,000 | 879,000 | 1,324,000 | 1,770,000 |
| Net interest income | 1,165,000 | 2,356,000 | 3,597,000 | 4,894,000 |
| Noninterest income | 221,000 | 441,000 | 717,000 | 943,000 |
| Noninterest expense | 1,081,000 | 2,190,000 | 3,296,000 | 4,493,000 |
| Provision for loan losses | 8,000 | 15,000 | 57,000 | 65,000 |
| Pretax income | 297,000 | 592,000 | 961,000 | 1,279,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 297,000 | 592,000 | 961,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,473,000 | 12,718,000 | 13,037,000 | 12,356,000 |