Call reports 2002
COMMUNITY BANK AND TRUST, SSB — 2002
What COMMUNITY BANK AND TRUST, SSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 868,956,000 | 881,104,000 | 939,340,000 | 941,100,000 |
| Total loans | 600,514,000 | 614,735,000 | 637,281,000 | 637,106,000 |
| Allowance for loan losses | 8,496,000 | 8,736,000 | 9,115,000 | 8,710,000 |
| Securities available for sale | 112,971,000 | 84,720,000 | 81,087,000 | 97,396,000 |
| Securities held to maturity | 47,675,000 | 47,016,000 | 45,163,000 | 45,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,916,000 | 769,572,000 | 824,566,000 | 826,772,000 |
| Interest-bearing deposits | 720,456,000 | 731,309,000 | 782,327,000 | 781,213,000 |
| Noninterest-bearing deposits | 39,460,000 | 38,263,000 | 42,239,000 | 45,559,000 |
| Equity capital | 98,041,000 | 101,537,000 | 104,466,000 | 105,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,079,000 | 25,976,000 | 38,876,000 | 51,147,000 |
| Interest expense | 2,992,000 | 5,732,000 | 8,697,000 | 11,619,000 |
| Net interest income | 10,087,000 | 20,244,000 | 30,179,000 | 39,528,000 |
| Noninterest income | 4,111,000 | 8,412,000 | 12,970,000 | 17,488,000 |
| Noninterest expense | 8,574,000 | 17,323,000 | 25,965,000 | 33,832,000 |
| Provision for loan losses | 855,000 | 1,710,000 | 2,565,000 | 5,360,000 |
| Pretax income | 4,769,000 | 9,975,000 | 14,971,000 | 18,176,000 |
| Income tax | 1,481,000 | 3,159,000 | 4,749,000 | 5,580,000 |
| Net income | 3,288,000 | 6,816,000 | 10,222,000 | 12,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,425,000 | 77,844,000 | 79,979,000 | 80,976,000 |
| Total capital | 83,776,000 | 86,381,000 | 88,780,000 | 89,686,000 |
| Risk-weighted assets | 667,952,000 | 682,727,000 | 703,785,000 | 705,030,000 |