Call reports 2001
COMMUNITY BANK AND TRUST, SSB — 2001
What COMMUNITY BANK AND TRUST, SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 870,612,000 | 876,079,000 | 913,760,000 | 910,400,000 |
| Total loans | 536,736,000 | 553,966,000 | 580,138,000 | 594,342,000 |
| Allowance for loan losses | 7,288,000 | 7,759,000 | 7,846,000 | 8,053,000 |
| Securities available for sale | 106,470,000 | 126,380,000 | 125,621,000 | 126,132,000 |
| Securities held to maturity | 51,978,000 | 51,730,000 | 50,046,000 | 49,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 771,348,000 | 777,822,000 | 811,959,000 | 807,525,000 |
| Interest-bearing deposits | 727,833,000 | 738,235,000 | 768,604,000 | 745,083,000 |
| Noninterest-bearing deposits | 43,515,000 | 39,587,000 | 43,355,000 | 62,442,000 |
| Equity capital | 91,090,000 | 92,271,000 | 94,978,000 | 96,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 15,657,000 | 31,160,000 | 46,516,000 | 60,667,000 |
| Interest expense | 5,694,000 | 11,515,000 | 16,755,000 | 21,066,000 |
| Net interest income | 9,963,000 | 19,645,000 | 29,761,000 | 39,601,000 |
| Noninterest income | 3,740,000 | 7,808,000 | 11,960,000 | 16,330,000 |
| Noninterest expense | 8,981,000 | 18,098,000 | 27,333,000 | 36,575,000 |
| Provision for loan losses | 862,000 | 1,720,000 | 2,612,000 | 3,443,000 |
| Pretax income | 3,860,000 | 7,816,000 | 12,094,000 | 16,328,000 |
| Income tax | 1,313,000 | 2,656,000 | 4,151,000 | 5,608,000 |
| Net income | 2,547,000 | 5,160,000 | 7,943,000 | 10,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,828,000 | 69,011,000 | 71,443,000 | 73,277,000 |
| Total capital | 74,116,000 | 76,770,000 | 79,289,000 | 81,331,000 |
| Risk-weighted assets | 615,781,000 | 633,664,000 | 659,781,000 | 675,886,000 |