Call reports 2019
MUTUALBANK — 2019
What MUTUALBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,059,385,000 | 2,085,885,000 | 2,068,557,000 | 2,058,934,000 |
| Total loans | 1,512,606,000 | 1,537,694,000 | 1,516,479,000 | 1,503,450,000 |
| Allowance for loan losses | 13,364,000 | 13,435,000 | 13,411,000 | 13,307,000 |
| Securities available for sale | 373,923,000 | 375,935,000 | 382,965,000 | 385,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 667,000 | 1,501,000 | 1,718,000 | 1,278,000 |
| Total deposits | 1,564,264,000 | 1,581,185,000 | 1,576,274,000 | 1,556,998,000 |
| Interest-bearing deposits | 1,286,945,000 | 1,301,593,000 | 1,299,948,000 | 1,291,878,000 |
| Noninterest-bearing deposits | 277,319,000 | 279,592,000 | 276,326,000 | 265,120,000 |
| Equity capital | 220,782,000 | 225,417,000 | 232,140,000 | 236,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 21,265,000 | 42,744,000 | 64,329,000 | 85,194,000 |
| Interest expense | 5,009,000 | 10,233,000 | 15,370,000 | 20,070,000 |
| Net interest income | 16,256,000 | 32,511,000 | 48,959,000 | 65,124,000 |
| Noninterest income | 4,603,000 | 9,877,000 | 15,668,000 | 23,957,000 |
| Noninterest expense | 14,672,000 | 29,479,000 | 44,064,000 | 60,800,000 |
| Provision for loan losses | 475,000 | 950,000 | 1,375,000 | 1,950,000 |
| Pretax income | 6,156,000 | 12,825,000 | 20,164,000 | 27,344,000 |
| Income tax | 958,000 | 1,941,000 | 3,105,000 | 2,824,000 |
| Net income | 5,198,000 | 10,884,000 | 17,059,000 | 24,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 189,720,000 | 191,185,000 | 195,495,000 | 201,197,000 |
| Total capital | 203,084,000 | 204,620,000 | 208,906,000 | 214,504,000 |
| Risk-weighted assets | 1,543,184,000 | 1,565,831,000 | 1,559,758,000 | 1,546,098,000 |