Call reports 2018
MUTUALBANK — 2018
What MUTUALBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,992,097,000 | 2,007,238,000 | 2,016,792,000 | 2,044,013,000 |
| Total loans | 1,452,906,000 | 1,468,462,000 | 1,481,617,000 | 1,499,734,000 |
| Allowance for loan losses | 12,537,000 | 12,729,000 | 13,009,000 | 13,281,000 |
| Securities available for sale | 354,127,000 | 362,144,000 | 360,731,000 | 370,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 867,000 | 873,000 | 1,083,000 | 599,000 |
| Total deposits | 1,543,603,000 | 1,523,113,000 | 1,535,033,000 | 1,523,131,000 |
| Interest-bearing deposits | 1,251,527,000 | 1,239,444,000 | 1,247,634,000 | 1,259,317,000 |
| Noninterest-bearing deposits | 292,076,000 | 283,669,000 | 287,399,000 | 263,814,000 |
| Equity capital | 201,574,000 | 204,683,000 | 204,173,000 | 212,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 16,732,000 | 37,326,000 | 58,126,000 | 79,585,000 |
| Interest expense | 3,069,000 | 6,783,000 | 10,976,000 | 15,725,000 |
| Net interest income | 13,663,000 | 30,543,000 | 47,150,000 | 63,860,000 |
| Noninterest income | 4,294,000 | 8,960,000 | 13,579,000 | 18,797,000 |
| Noninterest expense | 12,720,000 | 28,932,000 | 43,680,000 | 58,868,000 |
| Provision for loan losses | 450,000 | 950,000 | 1,520,000 | 2,120,000 |
| Pretax income | 4,941,000 | 9,881,000 | 16,195,000 | 22,473,000 |
| Income tax | 694,000 | 1,409,000 | 2,400,000 | 3,356,000 |
| Net income | 4,247,000 | 8,472,000 | 13,795,000 | 19,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,057,000 | 177,399,000 | 179,995,000 | 184,803,000 |
| Total capital | 184,594,000 | 190,128,000 | 193,004,000 | 198,084,000 |
| Risk-weighted assets | 1,481,501,000 | 1,501,828,000 | 1,500,427,000 | 1,521,691,000 |