Call reports 2017
MUTUALBANK — 2017
What MUTUALBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,549,089,000 | 1,573,391,000 | 1,579,226,000 | 1,585,733,000 |
| Total loans | 1,172,426,000 | 1,193,152,000 | 1,194,934,000 | 1,184,726,000 |
| Allowance for loan losses | 12,382,000 | 12,426,000 | 12,378,000 | 12,387,000 |
| Securities available for sale | 254,966,000 | 256,642,000 | 260,072,000 | 277,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 561,000 | 461,000 | 621,000 | 525,000 |
| Total deposits | 1,172,457,000 | 1,174,535,000 | 1,201,850,000 | 1,214,569,000 |
| Interest-bearing deposits | 982,554,000 | 985,093,000 | 1,007,362,000 | 1,007,900,000 |
| Noninterest-bearing deposits | 189,903,000 | 189,442,000 | 194,488,000 | 206,669,000 |
| Equity capital | 143,811,000 | 147,259,000 | 149,784,000 | 140,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 14,103,000 | 28,743,000 | 43,759,000 | 58,820,000 |
| Interest expense | 2,352,000 | 4,870,000 | 7,583,000 | 10,421,000 |
| Net interest income | 11,751,000 | 23,873,000 | 36,176,000 | 48,399,000 |
| Noninterest income | 3,961,000 | 8,360,000 | 12,783,000 | 17,411,000 |
| Noninterest expense | 11,470,000 | 22,789,000 | 34,338,000 | 46,101,000 |
| Provision for loan losses | 200,000 | 500,000 | 870,000 | 1,220,000 |
| Pretax income | 4,171,000 | 9,352,000 | 14,203,000 | 19,197,000 |
| Income tax | 1,108,000 | 2,547,000 | 3,885,000 | 7,280,000 |
| Net income | 3,063,000 | 6,805,000 | 10,318,000 | 11,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,222,000 | 140,938,000 | 143,457,000 | 133,515,000 |
| Total capital | 150,604,000 | 153,364,000 | 155,835,000 | 145,902,000 |
| Risk-weighted assets | 1,147,577,000 | 1,174,628,000 | 1,185,502,000 | 1,186,823,000 |