Call reports 2016
MUTUALBANK — 2016
What MUTUALBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,497,907,000 | 1,508,428,000 | 1,531,480,000 | 1,551,078,000 |
| Total loans | 1,092,851,000 | 1,116,072,000 | 1,143,253,000 | 1,173,646,000 |
| Allowance for loan losses | 12,670,000 | 12,604,000 | 12,587,000 | 12,382,000 |
| Securities available for sale | 266,171,000 | 251,326,000 | 256,865,000 | 249,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 556,000 | 899,000 | 1,000,000 | 553,000 |
| Total deposits | 1,114,831,000 | 1,098,294,000 | 1,128,170,000 | 1,155,123,000 |
| Interest-bearing deposits | 921,613,000 | 914,024,000 | 951,698,000 | 975,336,000 |
| Noninterest-bearing deposits | 193,218,000 | 184,270,000 | 176,472,000 | 179,787,000 |
| Equity capital | 147,921,000 | 148,699,000 | 149,210,000 | 141,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,040,000 | 26,295,000 | 39,858,000 | 53,798,000 |
| Interest expense | 2,180,000 | 4,360,000 | 6,593,000 | 8,900,000 |
| Net interest income | 10,860,000 | 21,935,000 | 33,265,000 | 44,898,000 |
| Noninterest income | 3,788,000 | 8,997,000 | 13,941,000 | 18,223,000 |
| Noninterest expense | 11,288,000 | 22,546,000 | 34,000,000 | 45,560,000 |
| Provision for loan losses | 200,000 | 350,000 | 600,000 | 850,000 |
| Pretax income | 3,278,000 | 8,806,000 | 13,468,000 | 17,734,000 |
| Income tax | 895,000 | 2,333,000 | 3,633,000 | 4,808,000 |
| Net income | 2,383,000 | 6,473,000 | 9,835,000 | 12,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,782,000 | 137,427,000 | 138,504,000 | 136,301,000 |
| Total capital | 149,452,000 | 150,031,000 | 151,091,000 | 148,683,000 |
| Risk-weighted assets | 1,063,764,000 | 1,094,229,000 | 1,124,679,000 | 1,148,800,000 |