Call reports 2015
MUTUALBANK — 2015
What MUTUALBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,429,377,000 | 1,444,076,000 | 1,456,187,000 | 1,477,063,000 |
| Total loans | 1,034,476,000 | 1,052,254,000 | 1,063,932,000 | 1,086,975,000 |
| Allowance for loan losses | 13,217,000 | 12,906,000 | 12,757,000 | 12,641,000 |
| Securities available for sale | 267,503,000 | 261,506,000 | 266,815,000 | 261,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 455,000 | 265,000 | 475,000 | 336,000 |
| Total deposits | 1,089,379,000 | 1,081,300,000 | 1,083,085,000 | 1,094,458,000 |
| Interest-bearing deposits | 922,690,000 | 917,320,000 | 914,397,000 | 912,107,000 |
| Noninterest-bearing deposits | 166,689,000 | 163,980,000 | 168,688,000 | 182,351,000 |
| Equity capital | 136,932,000 | 136,918,000 | 140,846,000 | 143,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,680,000 | 25,412,000 | 38,459,000 | 51,773,000 |
| Interest expense | 2,037,000 | 4,096,000 | 6,194,000 | 8,322,000 |
| Net interest income | 10,643,000 | 21,316,000 | 32,265,000 | 43,451,000 |
| Noninterest income | 3,776,000 | 8,007,000 | 12,331,000 | 16,358,000 |
| Noninterest expense | 10,748,000 | 20,961,000 | 31,505,000 | 42,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 3,911,000 | 8,728,000 | 13,514,000 | 18,008,000 |
| Income tax | 1,169,000 | 2,582,000 | 3,990,000 | 5,169,000 |
| Net income | 2,742,000 | 6,146,000 | 9,524,000 | 12,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,384,000 | 128,014,000 | 130,525,000 | 134,754,000 |
| Total capital | 138,020,000 | 140,704,000 | 143,282,000 | 147,395,000 |
| Risk-weighted assets | 1,006,416,000 | 1,011,395,000 | 1,037,801,000 | 1,051,320,000 |