Call reports 2014
MUTUALBANK — 2014
What MUTUALBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,387,680,000 | 1,409,738,000 | 1,415,118,000 | 1,423,381,000 |
| Total loans | 979,501,000 | 999,959,000 | 1,015,298,000 | 1,022,950,000 |
| Allowance for loan losses | 13,370,000 | 13,243,000 | 13,249,000 | 13,168,000 |
| Securities available for sale | 269,106,000 | 267,225,000 | 264,057,000 | 260,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 29,000 | 11,000 | 13,000 | 290,000 |
| Total deposits | 1,106,286,000 | 1,080,914,000 | 1,101,197,000 | 1,081,561,000 |
| Interest-bearing deposits | 956,592,000 | 929,360,000 | 941,385,000 | 925,142,000 |
| Noninterest-bearing deposits | 149,694,000 | 151,554,000 | 159,812,000 | 156,419,000 |
| Equity capital | 124,818,000 | 128,859,000 | 130,393,000 | 135,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,734,000 | 25,476,000 | 38,280,000 | 51,167,000 |
| Interest expense | 2,176,000 | 4,218,000 | 6,240,000 | 8,353,000 |
| Net interest income | 10,558,000 | 21,258,000 | 32,040,000 | 42,814,000 |
| Noninterest income | 2,718,000 | 5,915,000 | 9,378,000 | 13,992,000 |
| Noninterest expense | 10,130,000 | 19,861,000 | 30,137,000 | 40,875,000 |
| Provision for loan losses | 350,000 | 850,000 | 850,000 | 850,000 |
| Pretax income | 2,946,000 | 6,824,000 | 10,867,000 | 15,394,000 |
| Income tax | 817,000 | 1,967,000 | 3,161,000 | 3,920,000 |
| Net income | 2,129,000 | 4,857,000 | 7,706,000 | 11,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,028,000 | 120,140,000 | 120,266,000 | 124,083,000 |
| Total capital | 130,209,000 | 132,579,000 | 132,600,000 | 136,362,000 |
| Risk-weighted assets | 973,288,000 | 994,296,000 | 985,782,000 | 981,432,000 |