Call reports 2013
MUTUALBANK — 2013
What MUTUALBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,413,352,000 | 1,408,643,000 | 1,404,341,000 | 1,391,032,000 |
| Total loans | 978,756,000 | 982,779,000 | 980,073,000 | 981,429,000 |
| Allowance for loan losses | 15,991,000 | 15,700,000 | 14,454,000 | 13,412,000 |
| Securities available for sale | 284,271,000 | 277,104,000 | 274,534,000 | 264,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 28,000 | 26,000 | 26,000 | 46,000 |
| Total deposits | 1,170,405,000 | 1,156,665,000 | 1,151,447,000 | 1,114,782,000 |
| Interest-bearing deposits | 1,024,801,000 | 1,016,452,000 | 1,008,779,000 | 968,889,000 |
| Noninterest-bearing deposits | 145,604,000 | 140,213,000 | 142,668,000 | 145,893,000 |
| Equity capital | 149,800,000 | 141,105,000 | 142,426,000 | 121,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,898,000 | 25,778,000 | 38,826,000 | 51,662,000 |
| Interest expense | 2,776,000 | 5,485,000 | 8,138,000 | 10,622,000 |
| Net interest income | 10,122,000 | 20,293,000 | 30,688,000 | 41,040,000 |
| Noninterest income | 3,408,000 | 7,030,000 | 10,013,000 | 13,324,000 |
| Noninterest expense | 9,900,000 | 19,896,000 | 29,170,000 | 39,859,000 |
| Provision for loan losses | 950,000 | 1,500,000 | 2,250,000 | 1,300,000 |
| Pretax income | 3,019,000 | 6,309,000 | 10,116,000 | 14,040,000 |
| Income tax | 865,000 | 1,868,000 | 3,041,000 | 4,150,000 |
| Net income | 2,154,000 | 4,441,000 | 7,075,000 | 9,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,688,000 | 129,105,000 | 133,803,000 | 115,174,000 |
| Total capital | 146,486,000 | 140,995,000 | 145,862,000 | 127,294,000 |
| Risk-weighted assets | 939,610,000 | 947,359,000 | 962,327,000 | 968,323,000 |