Call reports 2012
MUTUALBANK — 2012
What MUTUALBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,438,182,000 | 1,470,625,000 | 1,472,010,000 | 1,422,164,000 |
| Total loans | 936,451,000 | 963,801,000 | 967,120,000 | 990,868,000 |
| Allowance for loan losses | 16,634,000 | 16,003,000 | 15,536,000 | 16,038,000 |
| Securities available for sale | 356,118,000 | 365,396,000 | 342,863,000 | 281,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 21,000 | 42,000 |
| Total deposits | 1,194,285,000 | 1,174,971,000 | 1,197,515,000 | 1,187,569,000 |
| Interest-bearing deposits | 1,051,154,000 | 1,041,582,000 | 1,059,963,000 | 1,045,740,000 |
| Noninterest-bearing deposits | 143,131,000 | 133,389,000 | 137,552,000 | 141,829,000 |
| Equity capital | 145,547,000 | 147,176,000 | 149,371,000 | 148,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,934,000 | 28,070,000 | 42,021,000 | 55,498,000 |
| Interest expense | 3,831,000 | 7,413,000 | 10,781,000 | 13,919,000 |
| Net interest income | 10,103,000 | 20,657,000 | 31,240,000 | 41,579,000 |
| Noninterest income | 2,669,000 | 6,071,000 | 9,277,000 | 12,451,000 |
| Noninterest expense | 9,412,000 | 19,168,000 | 29,168,000 | 39,466,000 |
| Provision for loan losses | 1,350,000 | 3,200,000 | 4,675,000 | 6,025,000 |
| Pretax income | 2,207,000 | 4,840,000 | 8,249,000 | 11,369,000 |
| Income tax | 540,000 | 1,282,000 | 2,298,000 | 3,083,000 |
| Net income | 1,667,000 | 3,558,000 | 5,951,000 | 8,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,317,000 | 127,930,000 | 129,997,000 | 132,254,000 |
| Total capital | 138,081,000 | 139,859,000 | 141,854,000 | 144,247,000 |
| Risk-weighted assets | 936,243,000 | 950,274,000 | 944,896,000 | 955,431,000 |