Call reports 2013
KINDERHOOK STATE BANK — 2013
What KINDERHOOK STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 |
|---|---|
| Total assets | 16,500,000 |
| Total loans | 8,591,000 |
| Allowance for loan losses | 80,000 |
| Securities available for sale | 1,558,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 15,107,000 |
| Interest-bearing deposits | 12,669,000 |
| Noninterest-bearing deposits | 2,438,000 |
| Equity capital | 1,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 |
|---|---|
| Interest income | 148,000 |
| Interest expense | 30,000 |
| Net interest income | 118,000 |
| Noninterest income | 17,000 |
| Noninterest expense | 164,000 |
| Provision for loan losses | 0 |
| Pretax income | -29,000 |
| Income tax | 0 |
| Net income | -29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 |
|---|---|
| Tier 1 capital | 1,310,000 |
| Total capital | 1,390,000 |
| Risk-weighted assets | 9,919,000 |