Call reports 2025
PINE RIVER STATE BANK — 2025
What PINE RIVER STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 173,583,000 | 178,978,000 | 182,632,000 | 188,292,000 |
| Total loans | 103,414,000 | 101,559,000 | 100,872,000 | 100,059,000 |
| Allowance for loan losses | 1,136,000 | 1,151,000 | 1,176,000 | 1,176,000 |
| Securities available for sale | 42,998,000 | 43,350,000 | 52,571,000 | 58,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,751,000 | 164,582,000 | 167,505,000 | 172,496,000 |
| Interest-bearing deposits | 114,658,000 | 116,896,000 | 119,776,000 | 125,558,000 |
| Noninterest-bearing deposits | 45,093,000 | 47,686,000 | 47,729,000 | 46,938,000 |
| Equity capital | 13,359,000 | 14,019,000 | 14,616,000 | 15,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,964,000 | 4,028,000 | 6,220,000 | 8,484,000 |
| Interest expense | 592,000 | 1,163,000 | 1,754,000 | 2,358,000 |
| Net interest income | 1,372,000 | 2,865,000 | 4,466,000 | 6,126,000 |
| Noninterest income | 86,000 | 196,000 | 279,000 | 370,000 |
| Noninterest expense | 1,141,000 | 2,316,000 | 3,525,000 | 4,732,000 |
| Provision for loan losses | 5,000 | 20,000 | 45,000 | 65,000 |
| Pretax income | 311,000 | 726,000 | 1,168,000 | 1,700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 726,000 | 1,168,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,293,000 | 14,548,000 | 14,870,000 | 15,402,000 |
| Total capital | 15,466,000 | 15,740,000 | 16,025,000 | 16,540,000 |
| Risk-weighted assets | 93,841,000 | 102,573,000 | 92,416,000 | 90,964,000 |