Call reports 2024
PINE RIVER STATE BANK — 2024
What PINE RIVER STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 172,477,000 | 174,305,000 | 182,776,000 | 179,659,000 |
| Total loans | 102,038,000 | 100,991,000 | 102,244,000 | 102,197,000 |
| Allowance for loan losses | 1,127,000 | 1,131,000 | 1,131,000 | 1,132,000 |
| Securities available for sale | 41,938,000 | 41,756,000 | 41,966,000 | 43,992,000 |
| Securities held to maturity | 250,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,076,000 | 158,802,000 | 166,235,000 | 166,442,000 |
| Interest-bearing deposits | 107,453,000 | 113,692,000 | 115,894,000 | 120,199,000 |
| Noninterest-bearing deposits | 46,623,000 | 45,110,000 | 50,341,000 | 46,243,000 |
| Equity capital | 10,945,000 | 11,324,000 | 12,442,000 | 12,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,553,000 | 5,537,000 | 7,572,000 |
| Interest expense | 502,000 | 1,060,000 | 1,683,000 | 2,300,000 |
| Net interest income | 1,245,000 | 2,493,000 | 3,854,000 | 5,272,000 |
| Noninterest income | 85,000 | 161,000 | 211,000 | 288,000 |
| Noninterest expense | 1,135,000 | 2,212,000 | 3,330,000 | 4,475,000 |
| Provision for loan losses | 13,000 | 17,000 | 17,000 | 17,000 |
| Pretax income | 159,000 | 391,000 | 695,000 | 1,038,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 391,000 | 695,000 | 1,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,393,000 | 13,539,000 | 13,774,000 | 14,123,000 |
| Total capital | 14,523,000 | 14,688,000 | 14,930,000 | 15,272,000 |
| Risk-weighted assets | 90,437,000 | 91,938,000 | 92,482,000 | 91,938,000 |