Call reports 2023
PINE RIVER STATE BANK — 2023
What PINE RIVER STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 173,683,000 | 180,501,000 | 185,558,000 | 176,184,000 |
| Total loans | 91,089,000 | 96,291,000 | 99,479,000 | 100,357,000 |
| Allowance for loan losses | 1,096,000 | 1,129,000 | 1,125,000 | 1,125,000 |
| Securities available for sale | 51,854,000 | 50,773,000 | 49,816,000 | 49,698,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,870,000 | 159,247,000 | 163,944,000 | 158,217,000 |
| Interest-bearing deposits | 107,246,000 | 108,277,000 | 113,866,000 | 110,545,000 |
| Noninterest-bearing deposits | 51,624,000 | 50,970,000 | 50,078,000 | 47,672,000 |
| Equity capital | 9,564,000 | 9,316,000 | 9,391,000 | 10,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,974,000 | 4,714,000 | 6,471,000 |
| Interest expense | 158,000 | 546,000 | 1,034,000 | 1,549,000 |
| Net interest income | 1,268,000 | 2,428,000 | 3,680,000 | 4,922,000 |
| Noninterest income | 106,000 | 199,000 | 293,000 | 376,000 |
| Noninterest expense | 1,102,000 | 2,214,000 | 3,353,000 | 4,510,000 |
| Provision for loan losses | 3,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 273,000 | 382,000 | 585,000 | 775,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 273,000 | 382,000 | 585,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,916,000 | 12,926,000 | 13,085,000 | 13,275,000 |
| Total capital | 13,979,000 | 14,055,000 | 14,211,000 | 14,401,000 |
| Risk-weighted assets | 85,028,000 | 96,503,000 | 92,319,000 | 93,828,000 |