Call reports 2022
PINE RIVER STATE BANK — 2022
What PINE RIVER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 167,789,000 | 176,092,000 | 179,887,000 | 179,389,000 |
| Total loans | 74,073,000 | 81,365,000 | 87,493,000 | 90,209,000 |
| Allowance for loan losses | 901,000 | 953,000 | 1,016,000 | 1,051,000 |
| Securities available for sale | 58,415,000 | 58,054,000 | 56,176,000 | 54,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,192,000 | 167,056,000 | 171,927,000 | 170,438,000 |
| Interest-bearing deposits | 108,565,000 | 111,970,000 | 114,934,000 | 114,636,000 |
| Noninterest-bearing deposits | 49,627,000 | 55,086,000 | 56,993,000 | 55,802,000 |
| Equity capital | 9,433,000 | 8,872,000 | 7,759,000 | 8,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,371,000 | 3,717,000 | 5,148,000 |
| Interest expense | 62,000 | 121,000 | 180,000 | 296,000 |
| Net interest income | 1,085,000 | 2,250,000 | 3,537,000 | 4,852,000 |
| Noninterest income | 117,000 | 215,000 | 324,000 | 412,000 |
| Noninterest expense | 1,019,000 | 2,071,000 | 3,139,000 | 4,240,000 |
| Provision for loan losses | 0 | 52,000 | 115,000 | 150,000 |
| Pretax income | 183,000 | 361,000 | 653,000 | 923,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 361,000 | 653,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,222,000 | 12,292,000 | 12,554,000 | 12,824,000 |
| Total capital | 13,117,000 | 13,245,000 | 13,570,000 | 13,875,000 |
| Risk-weighted assets | 71,600,000 | 78,001,000 | 82,545,000 | 86,034,000 |