Call reports 2021
PINE RIVER STATE BANK — 2021
What PINE RIVER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 156,151,000 | 163,093,000 | 172,282,000 | 175,217,000 |
| Total loans | 71,474,000 | 72,633,000 | 72,463,000 | 72,050,000 |
| Allowance for loan losses | 883,000 | 884,000 | 884,000 | 901,000 |
| Securities available for sale | 32,037,000 | 38,477,000 | 49,343,000 | 59,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,401,000 | 151,148,000 | 160,459,000 | 163,037,000 |
| Interest-bearing deposits | 98,161,000 | 103,501,000 | 108,632,000 | 110,631,000 |
| Noninterest-bearing deposits | 46,240,000 | 47,647,000 | 51,827,000 | 52,406,000 |
| Equity capital | 11,088,000 | 11,220,000 | 11,376,000 | 12,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,417,000 | 3,823,000 | 5,086,000 |
| Interest expense | 94,000 | 182,000 | 258,000 | 335,000 |
| Net interest income | 1,063,000 | 2,235,000 | 3,565,000 | 4,751,000 |
| Noninterest income | 99,000 | 189,000 | 277,000 | 525,000 |
| Noninterest expense | 968,000 | 1,947,000 | 2,939,000 | 3,358,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 194,000 | 477,000 | 903,000 | 1,901,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 194,000 | 477,000 | 903,000 | 1,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,952,000 | 11,127,000 | 11,395,000 | 12,395,000 |
| Total capital | 11,814,000 | 12,011,000 | 12,279,000 | 13,296,000 |
| Risk-weighted assets | 69,010,000 | 70,799,000 | 71,615,000 | 77,323,000 |