Call reports 2020
PINE RIVER STATE BANK — 2020
What PINE RIVER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 118,977,000 | 138,062,000 | 147,312,000 | 147,152,000 |
| Total loans | 72,614,000 | 76,744,000 | 75,152,000 | 70,427,000 |
| Allowance for loan losses | 920,000 | 921,000 | 883,000 | 883,000 |
| Securities available for sale | 17,630,000 | 16,839,000 | 22,679,000 | 28,973,000 |
| Securities held to maturity | 358,000 | 357,000 | 356,000 | 355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,915,000 | 126,591,000 | 135,731,000 | 135,657,000 |
| Interest-bearing deposits | 77,582,000 | 87,281,000 | 92,294,000 | 92,335,000 |
| Noninterest-bearing deposits | 30,333,000 | 39,310,000 | 43,437,000 | 43,322,000 |
| Equity capital | 10,581,000 | 10,820,000 | 10,936,000 | 11,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,516,000 | 3,730,000 | 4,933,000 |
| Interest expense | 125,000 | 254,000 | 369,000 | 470,000 |
| Net interest income | 1,143,000 | 2,262,000 | 3,361,000 | 4,463,000 |
| Noninterest income | 88,000 | 172,000 | 263,000 | 346,000 |
| Noninterest expense | 982,000 | 1,934,000 | 2,907,000 | 3,893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 249,000 | 500,000 | 717,000 | 916,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 249,000 | 498,000 | 715,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,384,000 | 10,488,000 | 10,606,000 | 10,805,000 |
| Total capital | 11,291,000 | 11,311,000 | 11,431,000 | 11,615,000 |
| Risk-weighted assets | 72,583,000 | 65,786,000 | 66,008,000 | 64,798,000 |