Call reports 2019
PINE RIVER STATE BANK — 2019
What PINE RIVER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 111,994,000 | 114,116,000 | 119,346,000 | 123,049,000 |
| Total loans | 70,582,000 | 73,683,000 | 73,770,000 | 73,259,000 |
| Allowance for loan losses | 785,000 | 817,000 | 915,000 | 917,000 |
| Securities available for sale | 19,056,000 | 15,871,000 | 16,376,000 | 19,707,000 |
| Securities held to maturity | 1,613,000 | 1,607,000 | 1,596,000 | 1,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,461,000 | 103,319,000 | 108,251,000 | 111,714,000 |
| Interest-bearing deposits | 72,986,000 | 72,540,000 | 76,205,000 | 79,001,000 |
| Noninterest-bearing deposits | 28,475,000 | 30,779,000 | 32,046,000 | 32,713,000 |
| Equity capital | 10,018,000 | 10,308,000 | 10,573,000 | 10,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,524,000 | 3,815,000 | 5,102,000 |
| Interest expense | 88,000 | 187,000 | 305,000 | 431,000 |
| Net interest income | 1,118,000 | 2,337,000 | 3,510,000 | 4,671,000 |
| Noninterest income | 88,000 | 179,000 | 274,000 | 359,000 |
| Noninterest expense | 903,000 | 1,806,000 | 2,718,000 | 3,709,000 |
| Provision for loan losses | 16,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | 284,000 | 660,000 | 1,016,000 | 1,271,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 284,000 | 658,000 | 1,014,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,106,000 | 10,276,000 | 10,531,000 | 10,786,000 |
| Total capital | 10,891,000 | 11,093,000 | 11,419,000 | 11,703,000 |
| Risk-weighted assets | 68,983,000 | 70,581,000 | 71,030,000 | 73,843,000 |