Call reports 2015
PINE RIVER STATE BANK — 2015
What PINE RIVER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 105,306,000 | 108,056,000 | 110,752,000 | 112,130,000 |
| Total loans | 54,351,000 | 54,553,000 | 58,450,000 | 60,189,000 |
| Allowance for loan losses | 722,000 | 722,000 | 736,000 | 726,000 |
| Securities available for sale | 23,452,000 | 24,153,000 | 23,337,000 | 23,700,000 |
| Securities held to maturity | 2,410,000 | 2,407,000 | 2,397,000 | 2,179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,631,000 | 98,493,000 | 101,233,000 | 102,577,000 |
| Interest-bearing deposits | 74,388,000 | 77,532,000 | 79,042,000 | 79,423,000 |
| Noninterest-bearing deposits | 21,243,000 | 20,961,000 | 22,191,000 | 23,154,000 |
| Equity capital | 8,846,000 | 8,761,000 | 8,995,000 | 9,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,887,000 | 2,903,000 | 3,949,000 |
| Interest expense | 74,000 | 142,000 | 206,000 | 266,000 |
| Net interest income | 864,000 | 1,745,000 | 2,697,000 | 3,683,000 |
| Noninterest income | 98,000 | 173,000 | 263,000 | 338,000 |
| Noninterest expense | 760,000 | 1,551,000 | 2,363,000 | 3,244,000 |
| Provision for loan losses | 24,000 | 68,000 | 79,000 | 107,000 |
| Pretax income | 178,000 | 299,000 | 518,000 | 670,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 176,000 | 297,000 | 516,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,753,000 | 8,732,000 | 8,899,000 | 9,050,000 |
| Total capital | 9,475,000 | 9,454,000 | 9,635,000 | 9,776,000 |
| Risk-weighted assets | 59,438,000 | 59,583,000 | 63,929,000 | 65,021,000 |