Call reports 2014
PINE RIVER STATE BANK — 2014
What PINE RIVER STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 101,532,000 | 104,690,000 | 107,412,000 | 106,922,000 |
| Total loans | 50,613,000 | 52,090,000 | 53,389,000 | 54,576,000 |
| Allowance for loan losses | 687,000 | 643,000 | 633,000 | 695,000 |
| Securities available for sale | 21,632,000 | 22,180,000 | 21,875,000 | 21,739,000 |
| Securities held to maturity | 2,100,000 | 2,893,000 | 2,884,000 | 2,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,260,000 | 95,321,000 | 97,964,000 | 97,519,000 |
| Interest-bearing deposits | 73,700,000 | 76,635,000 | 77,513,000 | 77,122,000 |
| Noninterest-bearing deposits | 18,560,000 | 18,686,000 | 20,451,000 | 20,397,000 |
| Equity capital | 8,417,000 | 8,545,000 | 8,602,000 | 8,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,791,000 | 2,731,000 | 3,698,000 |
| Interest expense | 103,000 | 204,000 | 300,000 | 384,000 |
| Net interest income | 768,000 | 1,587,000 | 2,431,000 | 3,314,000 |
| Noninterest income | 113,000 | 185,000 | 277,000 | 386,000 |
| Noninterest expense | 748,000 | 1,491,000 | 2,259,000 | 3,033,000 |
| Provision for loan losses | 44,000 | 44,000 | 71,000 | 282,000 |
| Pretax income | 89,000 | 238,000 | 379,000 | 386,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 87,000 | 236,000 | 377,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,435,000 | 8,493,000 | 8,583,000 | 8,590,000 |
| Total capital | 9,122,000 | 9,136,000 | 9,216,000 | 9,285,000 |
| Risk-weighted assets | 55,001,000 | 56,362,000 | 57,102,000 | 58,204,000 |