Call reports 2013
PINE RIVER STATE BANK — 2013
What PINE RIVER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 96,787,000 | 99,875,000 | 103,553,000 | 105,506,000 |
| Total loans | 49,742,000 | 49,325,000 | 49,785,000 | 49,374,000 |
| Allowance for loan losses | 723,000 | 752,000 | 755,000 | 641,000 |
| Securities available for sale | 19,611,000 | 19,398,000 | 19,323,000 | 19,362,000 |
| Securities held to maturity | 78,000 | 78,000 | 1,202,000 | 2,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,720,000 | 90,697,000 | 94,236,000 | 96,115,000 |
| Interest-bearing deposits | 70,967,000 | 74,362,000 | 75,145,000 | 77,504,000 |
| Noninterest-bearing deposits | 16,753,000 | 16,335,000 | 19,091,000 | 18,611,000 |
| Equity capital | 8,564,000 | 8,329,000 | 8,451,000 | 8,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,747,000 | 2,632,000 | 3,527,000 |
| Interest expense | 115,000 | 226,000 | 338,000 | 444,000 |
| Net interest income | 756,000 | 1,521,000 | 2,294,000 | 3,083,000 |
| Noninterest income | 107,000 | 235,000 | 353,000 | 458,000 |
| Noninterest expense | 742,000 | 1,486,000 | 2,246,000 | 3,018,000 |
| Provision for loan losses | 15,000 | 64,000 | 64,000 | 64,000 |
| Pretax income | 106,000 | 206,000 | 337,000 | 459,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 104,000 | 204,000 | 335,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,313,000 | 8,341,000 | 8,408,000 | 8,530,000 |
| Total capital | 8,993,000 | 9,025,000 | 9,091,000 | 9,171,000 |
| Risk-weighted assets | 54,359,000 | 54,614,000 | 54,528,000 | 54,228,000 |